We believe payroll data holds the power to unlock new financial opportunities for millions of consumers. Atomic is founded on the principle all consumers should have access to their financial data and solutions to use this data to optimize their financial decisions and outcomes.
Atomic is on a mission to help the most financially vulnerable by creating the infrastructure for payroll account connections. Institutional customers leverage Atomic’s payroll connectivity to empower end consumers to harness the power of their paychecks, and permit access to their financial data trapped in employer payroll systems. Not only does payroll data accessibility lead to new and lower-cost financial products for consumers, but it provides financial institutions the data they need to reduce fraud and increase customer retention.